Lyft Accident Lawyers in Indianapolis
For all the convenience that using an Uber or Lyft rideshare service can bring, there can be just as much inconvenience if your rideshare driver gets into a crash. Filing an injury claim as an injured rideshare passenger or another driver who was hit by a rideshare driver can get quickly complicated. As soon as the rideshare company and its insurance provider get involved, you can expect an uphill battle.
Christie Farrell Lee & Bell in Indianapolis can help you manage your Uber accident, Lyft accident, or rideshare accident case. Our lawyers are highly experienced with difficult claims, especially those that involve a major corporation or powerful insurance company. You can leave your case with us and be confident that it is in capable hands.
Uber Insurance Policy
When you have been injured in a rideshare accident, you might get the chance to file a claim against the rideshare company’s insurance policy. If so, then your chances of receiving a fair amount of compensation before the policy caps could go up, too. But each rideshare accident is unique, so the claims following them are, too. Let us examine the details of your accident to see if we can file against Uber’s or Lyft’s insurance.
Uber’s insurance policy contains three tiers:
- No coverage: If an Uber driver is not using the app at the time of a crash, then Uber accepts no responsibility for their actions. At this point, you would have to file against that driver’s privately held insurance policy.
- Some coverage: If an Uber driver is using the app but has not accepted a fare when they get into a crash, then Uber can provide third-party liability coverage up to 50/100/25. This policy will only apply after the driver’s policy has been capped.
- Most coverage: Once an Uber driver has accepted a fare and/or picked up a passenger, Uber offers the most insurance coverage. It has a $1,000,000 third-party liability policy, an uninsured/underinsured motorist (UM/UIM) insurance policy, and a contingent comprehensive and collision policy.
Notably, Lyft has a strikingly similar insurance policy to the one that Uber holds. The biggest difference that most claimants will encounter is in the deductible requirement for vehicular damage.
Will Your Uber or Lyft Claim Settle?
Uber and Lyft are public companies that rely on their reputations to keep making a profit. As such, they do not want to get taken to court after an accident involving one of their drivers. To avoid litigation, they might be more inclined to try to settle your claim after you file it, so the case remains confidential and behind closed doors. However, there is no guarantee that any case will settle.
Get Legal Counsel for Drivers & Passengers Alike
Our Indianapolis rideshare accident lawyers can provide award-winning legal counsel to rideshare passengers, rideshare drivers, and other motorists who were hit by rideshare drivers. The bottom line is that if you were in an accident that involved an Uber or Lyft in or out of the city, you can depend on our team to be there to support and guide you. Serious injury isn’t one thing we do – it’s all we do.
Start your free consultation today to learn more.